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Coronavirus β€” how we are supporting you

Free legal hotline

For Kontist customers for all questions around COVID-19 and the effects on your business. Get advice from a lawyer on the phone.

Instant tax relief

Based on the governmental financial aid, Kontist has developed a simple tool for all freelancers to delay and reduce tax prepayments quickly and easily.

Banking for Freelancers & the Self-Employed

Save time & money with the only bank account that calculates your taxes in real-time.

Free account

Sign up in less than 10 minutes

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Join tens of thousands of happy customers

Tens of thousands of freelancers and self-employed people already trust Kontist.

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I love Kontist. Since starting my self-employed journey I count on this bank account that does just what I need it to. You can't really make it any easier for a self-employed to organize their finances than Kontist!

Marcel Krippendorf, Shopware Freelancer, LinkedIn

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Since I started using Kontist I have a much better overview over my spending, taxes and a clear grasp on my finances!

Laura Friedrich, Graphic Design, Web

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Banking so easy – that's how smart banking works. My finances are organized easily, safely and with a clear overview!

Yvonne Gabriel, Expert for Customer Relationships, LinkedIn

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Hey @Kontist and @lexoffice! Since I decided to use your apps & tools, accounting has become a lot easier and even fun! Thank you!!

Keno Hellmann, Online Entrepreneur, Designer & Freelance Musician, Twitter

Real-Time Tax Forecasting

Keep track of what you owe, always know your true disposable income β€” and never worry about tax traps again. Kontist automatically calculates income tax and VAT on your transactions and sets aside reserves into virtual sub-accounts.

Accounting Synchronization

Connect Kontist and your accounting tool to automatically synchronize incomes and expenses. Scan receipts right after a card purchase to ease your bookkeeping. You will save time and energy every month.

Accounting and Banking with Duo for just €12/month

Kontist Premium bank account

Unlimited invoices and offers with lexoffice

Digital expense management

Real-time sync of banking and accounting

DATEV export and tax advisor access

Track expenses with your Mastercard

Control your expenses with your Mastercard Business Debit. Every transaction is confirmed via push notification and can be categorized immediately. The system is constantly learning, opening the door for automatic categorization.

A German bank account & IBAN with no paperwork

No paperwork, no self-disclosure, no hassle. Kontist offers completely paperless account opening in less than 10 minutes. Your business bank account comes with a German IBAN and the €100,000 deposit protection fund that goes with it. Your money is in good hands.

Your finances at a glance

Kontist provides real-time updates on your balance and transactions. Kontist also calculates your taxes and saves money for it on virtual sub-accounts. 100% digital and 24/7 accessible on Android & Apple iOS & online in your web browser.

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Your true net income after tax

Kontist shows you clearly how much disposable funds you really have.

Incoming and outgoing payments

You get an overview of all transactions and can categorize them with just a couple of taps.

Your tax reserves

Kontist calculates your income tax and VAT and saves up for them automatically.

Security at Kontist

Kontist is built on the safest foundations, so you don’t need to worry about your finances, ever.

Biometric Login

Log in with your fingerprint or Face ID to make using Kontist not just safer but convenient, too.

Multi-Factor-Authentication

3D Secure, SMS TANs and more let you stay in total control of your SSL-encrypted account.

100.000 € Deposit Protection

Your bank account is held by solarisBank, a fully licensed German bank with all the guarantees that go with it.

World Class Support

Our team is there for you via chat, mail, and phone whenever you have questions.

Banking for freelancers & self-employed

Do your thing, not your taxes