Kontist is a banking service for freelancers in Germany with one of the following company types: Selbständige, Einzelunternehmer, Freiberufler, Gewerbetreibende and Eingetragener Kaufleute. Soon we will expand to include more business types (GmbH, UG, etc.).
Opening an account is easy. First download the app from the App store, then you'll have a quick video call with our partner IDnow. The call takes just 5 minutes and requires a quiet place, and your state-issued ID or passport.
Kontist is only offically launched in Germany, but you can also use Kontist if you are a resident of: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Netherlands, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichenstein, Lithuania, Luxembourg, Malta, Monaco, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.
You can use your goverment issued ID or passport. Please note a drivers licenses is not sufficient.
You can use a passport issued by: Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Brazil, Canada, China, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, Italy, Ireland, Japan, Latvia, Lichtenstein, Lithuania, Luxemburg, Malta, Mexico, Morocco, New Zealand, Netherlands, Nigeria, Norway, Poland, Portugal, Romania, Russia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom, USA.
You can use a goverment issued ID from: Austria, Belgium, Croatia, Czech Republic, Finland, France, Germany, Hungary, Italy, Latvia, Lichtenstein, Lithuania, Luxemburg, Malta, Netherlands, Poland, Slovenia, Spain, Sweden, Switzerland.
Not yet, but the web app is planned for next year.
Unfortunately no, it's on our roadmap.
Personal security tokens are secret codes given to every Kontist member. We use these tokens to improve the security of certain account operations.
You will receive it in the mail after opening your account. If you never received one, or need a new one please write to us.
Under the SEPA rules, all SEPA Base Loans must be submitted to the bank of the payer with a lead time of one bank working day before the due date. At the same time, the account balance is also checked.