Start here
Avoid the tax trap
Grow & learn
Talk to us
Be your own boss
A stitch in time saves nine. Here's everything important you need to know if you want to kick off your self-employment.
Checklist: Self-employment 101
Lay the foundation for lasting success. Tick off the steps you've already completed to get additional advice.
Start business banking without a tax number
You don't need a commercial tax number to open a Kontist business bank account – your personal tax ID is sufficient.
How do you acquire customers, which services do you offer and which billing model enables you to scale your business? Your business plan should address these questions.
When self-employed, health insurance is key. In many cases, you can opt for either public or private health insurance.
If you're freelancing or self-employed, you must have a tax number (easy to confuse with the personal tax ID). You can apply for your tax number either through your tax advisor or online via ELSTER.
Separating your business income and expenses from the private ones helps with bookkeeping and makes it easier for you to save money for tax payments.
How much income tax do you have to pay?
As a self-employed person, you have to pay income tax in almost every case. Our income tax calculator shows you what tax rate you should expect. This way you can set aside enough money right from the start.
Taxator
Income tax calculator for the self-employed
The taxator is an easy-to-use tax calculator for the self-employed, which allows you to calculate your estimated income tax rate within minutes.
Banking and Bookkeeping
Kontist Premium digital business banking and lexoffice accounting software. Fully focus on your business, not on paperwork.
- Physical and virtual Visa Business Debit Card
- Unlimited SEPA transfers and direct debits
- Account overdraft
- lexoffice "lexoffice M" plan included
- 100% tax-deductible
Keep your monthly bookkeeping under control
Missed your VAT advance payment? Filed your tax declaration "a little bit" too late? Had to correct your P&L statement for the third time? This has happened to all of us. To avoid this in the future, you can either use smart tools or hand over your financial bookkeeping and all tax-related questions completely.
Worry-free tax-service
Monthly bookkeeping, recurring tax questions, communication with the tax office and so many rules to consider... sounds like the need for a digitally supported, personal tax advisory.
Kontist Steuerberatungsgesellschaft mbH takes care of your financial bookkeeping, tax declarations, advance VAT payments and P&L.
This is your tax service team
English-speaking help is always just a click away. Simply contact us via the Kontist app, by email, chat or phone - we are there for you.
Learn together, grow together
Exchange and networking is especially important to the self-employed. Not only professionally, not only for inspiration, but also for the social context and input.
Community
Join our community and get connected with other digital professionals.
- Meet other freelancers
- Connect, get input and tips
- Ask us questions and get feedback
What's next?
We're constantly working on new features that will further simplify the lives of self-employed digital professionals. See here what's coming up next and let us know if there's anything you're missing from the app.
Now available: Invoicing Tool
Create invoices directly in your Kontist web app. Always keep your overview because incoming invoices are marked automatically, receipts assigned and overdue invoices shown at a glance.
Now available: Category for reverse charge
Create a separate category for reverse charge in intra-european exchange of goods and services.
Now available: Transactions with missing receipt
See at a glance which of your transactions are missing receipts and attach them easily. Only available to Tax Service customers.
Now available: Apple Pay
Pay conveniently, contactless and fast with your smartphone and Apple Pay.
Now available: Document upload
Scan documents and receipts with your smartphone and upload them directly in your Kontist web app. Only available to Tax Service customers.
Stay up to date – with the Kontist blog
Contact us
Questions or suggestions? Just check out our Help Center or drop us a message anytime through our social media channels. We look forward to hearing from you.
Visit our Help Center
Find the answers to frequently asked questions and guides which make your life easier. Of course in English.
The answers to your questions