Available now: Overdraft
Financial flexibility for your business
Which business expenses are ahead of you – upcoming invoices, the pre-financing of goods, or larger purchases? Whatever happens, don't worry about your cashflow: You can now apply for an overdraft between 500 € and 5,000 € on your Kontist account.
Bridge financial straits
Planning certainty for your self-employment
Most freelancers and the self-employed know: Sometimes you simply have to bridge an income gap for a little while. If you need additional liquidity, a cushion for the next direct debit, or if you just like to know that there is a buffer on your account, Kontist can now offer you an overdraft up to 5,000 €. Apply for your overdraft now and cancel it anytime in your Kontist app.
Overdraft within a few minutes
A cushion in the case of financial straits
Individual overdraft on your Kontist account
credit line between 500 € and 5,000 €
Easy & fast application
in your Kontist app – feedback within a few minutes
Fair interest rate
and no additional fees
Interest rates only on the amount you use
and due at the end of each quarter
with just a few clicks directly in your Kontist app
Application & cancellation directly in the app
Retain full control
Apply for your individual overdraft right in your Kontist app – easy & fast. Get feedback within a few minutes.
Individual credit line between 500 € and 5,000 €
Bye bye paperwork: Apply for your overdraft right in your Kontist app and get feedback within a few minutes.
Fair interest rate: 11% on the amount you use, due at the end of each quarter. No additional fees.
Cancel anytime – retain full control and stay just as flexible as you want to.
"You can't really make it any easier for a self-employed to organize their finances than Kontist!"