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The right time for self-employment? Now.

Gain more professional and creative independence, be your own boss and flexibly manage your time: Whether side hustle or full-time business, become a part of the freelancer journey.

Your path to self-employment

Be your own boss

A stitch in time saves nine. Here's everything important you need to know if you want to kick off your self-employment.

Checklist: Self-employment 101

Lay the foundation for lasting success. Tick off the steps you've already completed to get additional advice.

Business Plan

How do you acquire customers, which services do you offer and which billing model enables you to scale your business? Your business plan should address these questions.

Health Insurance

When self-employed, health insurance is key. In many cases, you can opt for either public or private health insurance.

Tax Number

If you're freelancing or self-employed, you must have a tax number (easy to confuse with the personal tax ID). You can apply for your tax number either through your tax advisor or online via ELSTER.

Business Banking

Separating your business income and expenses from the private ones helps with bookkeeping and makes it easier for you to save money for tax payments.

Start business banking without a tax number

You don't need a commercial tax number to open a Kontist business bank account – your personal tax ID is sufficient.


Create your first invoice

Setup done, first customer acquired? Congratulations! Now it's time to create your first invoice. Your Kontist business bank account will automatically calculate your tax burden and set aside the corresponding amount in a virtual sub-account, so you never fall into the tax trap.

Read more about invoicing:


How much income tax do you have to pay?

As a self-employed person, you have to pay income tax in almost every case. Our income tax calculator shows you what tax rate you should expect. This way you can set aside enough money right from the start.

Taxator

Income tax calculator for the self-employed

The taxator is an easy to use wage calculator for the self-employed, which allows you to calculate your estimated income tax rate in minutes.


Congratulations on your first freelancing income!

Banking and Bookkeeping

Kontist Premium digital business banking and lexoffice accounting software. Fully focus on your business, not on paperwork.
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    Physical and virtual Visa Business Debit Card
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    Unlimited SEPA transfers and direct debits
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    Account overdraft
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    lexoffice "Rechnung & Finanzen" plan included
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    100% tax-deductible

Duo

12 €
/ month plus VAT

Pay online and offline

Whether it's digital products, new hardware or a visit to a restaurant: Pay securely and conveniently, online and in stores.

  • checkmark Physical and virtual Visa Business Debit Card
  • checkmark Unlimited SEPA transfers and direct debits
  • checkmark Google Pay and Apple Pay

Open your Premium business bank account in only 9 minutes

Open account

Avoid the tax trap

Many freelancers stumble into not setting aside sufficient savings early enough for the income tax and VAT payments. Avoid rookie mistakes and know your real net anytime, all the time.

Automatic tax calculation

The automatic real-time tax calculation in your Kontist account spares you from nasty surprises. Income tax and VAT are calculated from each transaction and corresponding savings are deposited in virtual sub-accounts.

Bookkeeping integration

Connect lexoffice, debitoor or fastbill seamlessly with Kontist Premium. Or opt for the Duo Plan, which already includes lexoffice's "Rechnung & Finanzen" plan.

Don't learn the hard way.

Open Kontist Duo
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Feeling better with a tax advisor at your side?

Tax handling is the easiest when you hand it off to somebody else. Preferably to someone who is very familiar with the needs of the self-employed and works digitally. Kontist Steuerberatungsgesellschaft mbH is your solution.


Keep your monthly bookkeeping under control

Missed your VAT advance payment? Filed your tax declaration "a little bit" too late? Had to correct your P&L statement for the third time? This has happened to all of us. To avoid this in the future, you can either use smart tools or hand over your financial bookkeeping and all tax-related questions completely.

Full Service Self Service
Worry-free full-service
Smart self-service

Worry-free full-service

Monthly bookkeeping, recurring tax questions, communication with the tax office and so many rules to consider... sounds like the need for a digitally supported, personal tax advisory.

Kontist Steuerberatungsgesellschaft mbH takes care of your financial bookkeeping, tax declarations, advance VAT payments and P&L.

Get more info
or

Smart self-service

If you want to take care of your bookkeeping and taxes yourself, Kontist's digital business bank account with integrations to your favourite bookkeeping tools is here for you. Learn more here.

Integrations

The daunting feeling of receiving a letter from the German tax office...

... is something you'll soon forget about because Kontist Steuerberatungsgesellschaft mbH's tax advisor has already taken care of everything.

This is the Kontist Tax Service

Get more info

Create your first P&L statement (EÜR)

Every item in the EÜR determines your tax burden. Read here what you have to consider when you create your EÜR yourself. Alternatively, you can book the Kontist Tax Service and hand over taxes completely.

Hand over your taxes and fully focus on what really matters.

Discover the Tax Service

Had a good year? If it wasn't for the tax declaration...

Mantelbogen, Anlage S, Anlage G, EÜR, Vorsorgeaufwände, ... Too many complicated German words.

Find help with your tax declaration here:


Too much?

No problem. Your experienced tax consultant at Kontist Steuerberatungsgesellschaft mbH is at your side for all tax consulting services, handling your tax tasks and communicating with the tax office. Without paperwork.

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Tax declaration: Outsourced to experts.

Leave your taxes to experienced professionals and focus completely on what you do best: Your job.

This is your tax service team

English-speaking help is always just a click away. Simply contact us via the Kontist app, by email, chat or phone - we are there for you.

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Email address:
steuern@kontist.com

Hotline:
+49 (0) 30 3 11 98 600

Available:
Mo – Fr from 9am – 6pm


Learn together, grow together

Exchange and networking is especially important to the self-employed. Not only professionally, not only for inspiration, but also for the social context and input.

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More than 700 members are waiting for you

Facebook Community

Join our Facebook community and get connected with other digital professionals.

  • checkmark Meet other freelancers
  • checkmark Connect, get input and tips
  • checkmark Ask us questions and get feedback
Become a part of the community

What's next?

We're constantly working on new features that will further simplify the lives of self-employed digital professionals. See here what's coming up next and let us know if there's anything you're missing from the app.

Now available: Invoicing Tool

Create invoices directly in your Kontist web app. Always keep your overview because incoming invoices are marked automatically, receipts assigned and overdue invoices shown at a glance.

Now available: Category for reverse charge

Create a separate category for reverse charge in intra-european exchange of goods and services.

Now available: Transactions with missing receipt

See at a glance which of your transactions are missing receipts and attach them easily. Only available to Tax Service customers.

Now available: Apple Pay

Pay conveniently, contactless and fast with your smartphone and Apple Pay.

Document upload

Scan documents and receipts with your smartphone and upload them directly in your Kontist app. Only available to Tax Service customers.


Kontist Stiftung

Kontist Foundation

Entrepreneurship is for everyone - this is the mission of the Kontist Foundation for Citizen Entrepreneurship. The Kontist Foundation supports exchange and free work in the areas of community, entrepreneurship education and lobby efforts. Especially in these challenging times.

  • checkmark #selbstwasmachen community
  • checkmark Events and meetings
  • checkmark Mentoring program
Kontist Foundation

Community, entrepreneurship education and lobby efforts for the self-employed and free work models

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Contact us

Questions or suggestions? Just check out our Help Center or drop us a message anytime through our social media channels. We look forward to hearing from you.

Visit our Help Center

Find the answers to frequently asked questions and guides which make your life easier. Of course in English.

The answers to your questions

Visit the Help Center
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