Kontist - The bank account that thinks ahead

No need to stress - save time and money with the first business bank account for freelancers that calculates your taxes in real time, automates your accounting and spares the world tons of paper.

Real time tax forecasting

Keep track of what you owe, always know your true disposable income - and never worry about “tax traps” again! Kontist automatically calculates income tax and VAT on your transactions and sets aside reserves for them on virtual sub-accounts.

Accounting Booster

Connect Kontist to your accounting and make your life even easier. Transactions are synchronized automatically, expenses are tracked and every receipt is matched immediately with the right transaction. This way you save time and energy every month.

Duo: accounting and banking in one package for only 12 €/month

  • Kontist Premium bank account
  • Unlimited invoices and offers with lexoffice
  • Digital expense management
  • Real-time sync of bank and accounting
  • DATEV export and tax advisor access

Your finances at a glance

Kontist provides real time updates on your balance and transactions, calculates your taxes and save money for them on virtual sub-accounts. You'll also get a virtual Mastercard and live support, both on iOS and Android.

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Your true net income

Kontist shows you clearly how much disposable funds you really have.

Incoming and outgoing payments

You get an overview of all transactions and can categorize them with just a couple of taps.

Your tax reserves

Kontist calculates your income tax and VAT and saves up for them automatically.

A german bank account with no paperwork

No paperwork, no self-disclosure, no hassle. Kontist offers completely paperless account opening in less then 10 minutes. Your business bank account comes with a german IBAN and the fund protection that goes with it. So you know your money’s in good hands.

Track expenses with your Mastercard

Control your expenses with your Mastercard Business Debit. Every transaction is confirmed via push notification and can be categorized immediately. The system is constantly learning, opening the door for automatic categorization.

A word from the Twitterverse

Don't just take it from us! Here's some feedback on Kontist from Twitter. Join the conversation and tweet @kontist.

WirImperium avatar

I know we live in the darkest timeline. But I've just opened a bank account. Via app. In my pajamas. @Kontist

Christian Steiner, Twitter

DigiKeno avatar

Hey @Kontist and @lexoffice ! Since I decided to work with your apps & tools bookkeeping became much easier and even fun! Thanks!!

Keno, Twitter

Security at Kontist

It's never been easier to manage your own banking as an entrepreneur. But that doesn't mean it's become less secure. We employ a carefully selected range of security measures to keep your money, your account and your business information safe and secure. And when you have questions, you can always talk to us.