More than banking for freelancers

Have unlimited free SEPA transfers and pay by direct debit – including batch payments.

Pay conveniently with your Visa card worldwide, issued by our trusted banking partner Solarisbank.

Pay conveniently, contact-less and fast with your smartphone.

Pay online or contactless in the blink of an eye, right with your smartphone.

Apply for an overdraft between 500 € and 5,000 €, directly in your Kontist app.

Export your transactions for any period of time as a CSV file. On the 1st day of each month, you can also download a PDF account statement including your categories. All statements are available for 10 years, even if you should no longer be a Kontist customer.

For intra-European exchange of goods and services, you will soon be able to create a separate category "reverse charge".

Add personal notes to transactions and scan your paper receipts to stay organized.

Make Kontist your seamlessly integrated banking and accounting tool: Integrate with lexoffice, fastbill or Debitoor.

Your transactions will be categorized automatically through machine learning. You can adjust the categories at any time.

No more tax traps: Kontist automatically calculates the share of income tax for each transaction – and moves it to a virtual sub-account.

Kontist automatically calculates the share of VAT per transaction and moves it to a virtual sub-account. Know what’s really yours!

Export your transactions conveniently in the DATEV-compatible MT940 format.

Create invoices directly in your Kontist web app, export them as PDF and send them to your customers. Immediately see which invoices are paid in time and which customers are in arrears. Unlimited invoicing in Premium and Duo, 2 invoices per month in Free.

Create unlimited invoices and offers with lexoffice.

Digitize your bookkeeping and always stay on top of your accounting.

Bye bye paper receipts: scan your receipts right away and save time. Get a push notification for payments.

Grant your tax advisor access to your bookkeeping and export DATEV-compatible files.

Deposit cash with your Kontist account.