More than banking for freelancers

Business banking, bookkeeping and tax handling under one roof, offered by Kontist GmbH.

Banking
Tax Service & Bookkeeping

Duo

13 €

/ month plus VAT in the 1st year (19 € from the 2nd year)

Premium banking and lexoffice M bookkeeping

Open Duo

100% tax-deductible

Banking Features

Free SEPA Credit Transfers and Direct Debit Collections**
Have unlimited free SEPA transfers and pay by direct debit – including batch payments.
Visa Business Debit Card
Pay conveniently with your Visa card worldwide, issued by our trusted banking partner Solaris.
Apple Pay
Pay conveniently, contact-less and fast with your smartphone.
Google Pay
Pay online or contactless in the blink of an eye, right with your smartphone.
Overdraft
Apply for an overdraft between 500 € and 5,000 €, directly in your Kontist app.
CSV Export & Account Statement
Export your transactions for any period of time as a CSV file. On the 1st day of each month, you can also download a PDF account statement including your categories. All statements are available for 10 years, even if you should no longer be a Kontist customer.
Category for Reverse Charge
For intra-European exchange of goods and services, you will soon be able to create a separate category "reverse charge".
Transaction Notes and Receipt Scanning
Add personal notes to transactions and scan your paper receipts to stay organized.
Accounting Integration
Make Kontist your seamlessly integrated banking and accounting tool: Integrate with lexoffice, or fastbill.
Automatic Categorisation
Your transactions will be categorized automatically through machine learning. You can adjust the categories at any time.
Automatic Income Tax Calculation
No more tax traps: Kontist automatically calculates the share of income tax for each transaction – and moves it to a virtual sub-account.
Automatic VAT Calculation
Kontist automatically calculates the share of VAT per transaction and moves it to a virtual sub-account. Know what’s really yours!
MT940 Export for DATEV
Export your transactions conveniently in the DATEV-compatible MT940 format.
Invoicing Tool
Create invoices directly in your Kontist web app, export them as PDF and send them to your customers. Immediately see which invoices are paid in time and which customers are in arrears. Unlimited invoicing in Premium and Duo, 2 invoices per month in Free.

lexoffice M included with Duo plan

Invoices and Offers
Create invoices and offers with lexoffice.
Online Banking and Payment Matching
Digitize your bookkeeping and always stay on top of your accounting.
Digital Receipt Management and Push on Pay
Bye bye paper receipts: scan your receipts right away and save time. Get a push notification for payments.
Tax Advisor Access and DATEV Export
Grant your tax advisor access to your bookkeeping and export DATEV-compatible files.

Upcoming features

Cash Deposit
Deposit cash with your Kontist account.

Open Duo

Premium

9 €

/ month plus VAT

The only bank account that helps you with your taxes

Open Premium

100% tax-deductible

Banking Features

Free SEPA Credit Transfers and Direct Debit Collections**
Have unlimited free SEPA transfers and pay by direct debit – including batch payments.
Visa Business Debit Card
Pay conveniently with your Visa card worldwide, issued by our trusted banking partner Solaris.
Apple Pay
Pay conveniently, contact-less and fast with your smartphone.
Google Pay
Pay online or contactless in the blink of an eye, right with your smartphone.
Overdraft
Apply for an overdraft between 500 € and 5,000 €, directly in your Kontist app.
CSV Export & Account Statement
Export your transactions for any period of time as a CSV file. On the 1st day of each month, you can also download a PDF account statement including your categories. All statements are available for 10 years, even if you should no longer be a Kontist customer.
Category for Reverse Charge
For intra-European exchange of goods and services, you will soon be able to create a separate category "reverse charge".
Transaction Notes and Receipt Scanning
Add personal notes to transactions and scan your paper receipts to stay organized.
Accounting Integration
Make Kontist your seamlessly integrated banking and accounting tool: Integrate with lexoffice, or fastbill.
Automatic Categorisation
Your transactions will be categorized automatically through machine learning. You can adjust the categories at any time.
Automatic Income Tax Calculation
No more tax traps: Kontist automatically calculates the share of income tax for each transaction – and moves it to a virtual sub-account.
Automatic VAT Calculation
Kontist automatically calculates the share of VAT per transaction and moves it to a virtual sub-account. Know what’s really yours!
MT940 Export for DATEV
Export your transactions conveniently in the DATEV-compatible MT940 format.
Invoicing Tool
Create invoices directly in your Kontist web app, export them as PDF and send them to your customers. Immediately see which invoices are paid in time and which customers are in arrears. Unlimited invoicing in Premium and Duo, 2 invoices per month in Free.

lexoffice M included with Duo plan

Invoices and Offers
Create invoices and offers with lexoffice.
Online Banking and Payment Matching
Digitize your bookkeeping and always stay on top of your accounting.
Digital Receipt Management and Push on Pay
Bye bye paper receipts: scan your receipts right away and save time. Get a push notification for payments.
Tax Advisor Access and DATEV Export
Grant your tax advisor access to your bookkeeping and export DATEV-compatible files.

Upcoming features

Cash Deposit
Deposit cash with your Kontist account.

Open Premium

Free

0 €

/ month plus VAT*

All-round business banking with virtual card

Open Free

Banking Features

Free SEPA Credit Transfers and Direct Debit Collections**
Have unlimited free SEPA transfers and pay by direct debit – including batch payments.
Visa Business Debit Card
Pay conveniently with your Visa card worldwide, issued by our trusted banking partner Solaris.
Apple Pay
Pay conveniently, contact-less and fast with your smartphone.
Google Pay
Pay online or contactless in the blink of an eye, right with your smartphone.
Overdraft
Apply for an overdraft between 500 € and 5,000 €, directly in your Kontist app.
CSV Export & Account Statement
Export your transactions for any period of time as a CSV file. On the 1st day of each month, you can also download a PDF account statement including your categories. All statements are available for 10 years, even if you should no longer be a Kontist customer.
Category for Reverse Charge
For intra-European exchange of goods and services, you will soon be able to create a separate category "reverse charge".
Transaction Notes and Receipt Scanning
Add personal notes to transactions and scan your paper receipts to stay organized.
Accounting Integration
Make Kontist your seamlessly integrated banking and accounting tool: Integrate with lexoffice, or fastbill.
Automatic Categorisation
Your transactions will be categorized automatically through machine learning. You can adjust the categories at any time.
Automatic Income Tax Calculation
No more tax traps: Kontist automatically calculates the share of income tax for each transaction – and moves it to a virtual sub-account.
Automatic VAT Calculation
Kontist automatically calculates the share of VAT per transaction and moves it to a virtual sub-account. Know what’s really yours!
MT940 Export for DATEV
Export your transactions conveniently in the DATEV-compatible MT940 format.
Invoicing Tool
Create invoices directly in your Kontist web app, export them as PDF and send them to your customers. Immediately see which invoices are paid in time and which customers are in arrears. Unlimited invoicing in Premium and Duo, 2 invoices per month in Free.

lexoffice M included with Duo plan

Invoices and Offers
Create invoices and offers with lexoffice.
Online Banking and Payment Matching
Digitize your bookkeeping and always stay on top of your accounting.
Digital Receipt Management and Push on Pay
Bye bye paper receipts: scan your receipts right away and save time. Get a push notification for payments.
Tax Advisor Access and DATEV Export
Grant your tax advisor access to your bookkeeping and export DATEV-compatible files.

Upcoming features

Cash Deposit
Deposit cash with your Kontist account.

Open Free

Banking Features

Free SEPA Credit Transfers and Direct Debit Collections**

Visa Business Debit Card

Apple Pay

Google Pay

Overdraft

CSV Export & Account Statement

Category for Reverse Charge

Transaction Notes and Receipt Scanning

Accounting Integration

Automatic Categorisation

Automatic Income Tax Calculation

Automatic VAT Calculation

MT940 Export for DATEV

Invoicing Tool

Virtual & physical

Virtual

lexoffice M included with Duo plan

Invoices and Offers

Online Banking and Payment Matching

Digital Receipt Management and Push on Pay

Tax Advisor Access and DATEV Export

Upcoming features

Cash Deposit

Open Duo

Open Premium

Open Free

* For monthly transaction over 300€. If you have less than 300€ transaction volume (total incoming and outgoing transactions) you pay 2€ / month.

** Each customer has 10 free transactions every month. After that 0,15€ per transaction will be charged.

All banking services are provided bySolaris

Would you like more details?

Would you like to hand over bookkeeping and taxes completely? Here's our new tax service

First rate features regardless of plan

Every Kontist account is easy to use and completely secure.

Web & Mobile Apps

on iOS, Android, in your browser

Live Notifications

directly on your phone

Deposit Guarantee

up to 100,000 €

Personal Support

via phone, email, and chat

Cyber Security

for reliable protection

German IBAN

and European GDPR standards

All banking services are provided bySolaris

Tax Service & Bookkeeping

More than banking for freelancers

Duo

Banking Features

lexoffice M included with Duo plan

Upcoming features

Premium

Banking Features

lexoffice M included with Duo plan

Upcoming features

Free

Banking Features

lexoffice M included with Duo plan

Upcoming features

Your options

Duo

Premium

Free

First rate features regardless of plan

Web & Mobile Apps

Live Notifications

Deposit Guarantee

Personal Support

Cyber Security

German IBAN

Do your thing, not your taxes