Choose your plan

Q: Can I cancel my plan/account at any time?

Yes, you can cancel at any time. There’s no minimum contract period.

Q: How and when will the fees be charged?

You’re charged automatically at the end of the month for the previous month’s usage and the upcoming month’s subscription.

Q: Are there any hidden fees?

No, there are no hidden fees. All costs are transparent and clearly visible.

Q: Will I receive an invoice?

Yes, an invoice is automatically generated with every transaction and available in the app.

Q: How can I change my plan?

You can change your plan at any time directly in the app or by contacting our customer support.

Q: Is there a free trial period?

No, we currently don’t offer a free trial period.

Select the plan that best fits your budget and your needs. You can easily upgrade as your business grows.

Free

Your free business account with automatic tax calculation

€0

Choose Free

Banking

Business account with German IBAN
Physical Visa debit card
SEPA instant transfers
Real-time tax estimation
5 SEPA transfers & direct debits

Accounting & Taxes

Invoicing tool
Interface to accounting software
Receipt management

Start

Your business account with automatic tax calculation & subaccounts.

€11/ month plus VAT

Choose Start

Banking

Business account with German IBAN
Physical & virtual Visa debit card
SEPA instant transfers
Real-time tax estimation
Subaccounts
30 SEPA transfers & direct debits

Accounting and Taxes

Invoicing tool
Interface to accounting software
Receipt management

Plus

Your business account with automatic tax calculation, subaccounts & accounting functions.

€25/ month plus VAT

Choose Plus

Banking

Business account with German IBAN
Physical & virtual Visa debit card
SEPA instant transfers
Real-time tax estimation
Subaccounts
100 SEPA transfers & direct debits

Accounting and Taxes

Invoicing tool
Interface to accounting software
Receipt management
VAT return & business evaluation

Compare Kontist Plans

The Ideal Business Banking Account

Done

Free

Start

Plus

Compare our offers

German IBAN

Free SEPA transfers and direct debits

100

SEPA instant transfers

Mobile Apps (iOS & Android)

Browser app

Subaccounts

Physical cards

Virtual cards

Monthly card payment limits

€20,000

€40,000

€50,000

Daily card payment limits

€5,000

€10,000

€20,000

Apple Pay & Google Pay

Automatic tax estimation

Overdraft facility

Credit Line

Monthly withdrawals in EUR

Monthly Withdrawals

€5,000

€8,000

€10,000

Daily Withdrawals

€1,500

€2,000

€2,500

Instant top-up

2.9 %

Real-time notifications

Account switching service

Transaction notes

Business insights

Minimal

Standard

Batch transfers

Standing orders

Partnership offers

Accounting & Taxes

Invoicing tool

Receipt scanner

Receipt forwarding

Interface to accounting software

Automated payment preparation

Receipt download

Transfer of VAT to the tax office

Manually add external transactions

Business assets handling

AI-supported bookkeeping

Business evaluation (Betriebswirtschaftliche Auswertung)

Exports

Transaction CSV export

MT940 Datev export

Export of business evaluation

DATEV-format export incl. documents

Support

Chat & e-mail support

Phone support

Priority support

Security

Two-factor authentication

3D Secure for online payments

Deposit protection

Need more details?

Included in all offers

Business account with German IBAN
SEPA instant transfers
Real-time tax estimation

Accounting integration
Physical Visa Debit card
Browser & mobile app

Schedule your consultation call

Schedule a consultation with our team and find out which plan suits you best.

Book Now