Payments & withdrawals

Definitely. Kontist provides real-time push notifications for all incoming and outgoing transactions. That includes purchases with your cards and ATM withdrawals. That way, you’re always informed if money moves in or out of your account.

Of course. You can link your Kontist account to your PayPal (or similar services), and have transfers sent directly to your German IBAN. 

This way, you can receive transfers from platforms even if they originate outside traditional banking systems.

Kontist currently supports incoming SEPA EUR transfers only and does not directly handle foreign currency payments or payments from non-SEPA countries via SWIFT or Target 2.

 However, if you need to receive international payments from outside the SEPA, there are some  workarounds, such as linking your Kontist account to services like PayPal or Stripe.

That’s no problem. You can set up standing orders directly in the Kontist app. The payment will continue until you turn it off, which you can do at any time.

How much it costs to withdraw money at an ATM with your Visa Debit Card in Germany or the rest of the Eurozone, depends on which Kontist plan you’re using. If you have Start, you get two free withdrawals a month and if you have Plus, you have four. After that, you’ll be charged €2 per withdrawal. 

If you withdraw money outside the eurozone in a different currency, an additional foreign currency fee of between 1.5% and 2% applies — depending on the plan. Additionally, some ATM operators — both in Germany and internationally — may charge their own usage fees. These operators are required to show you the fees before the transaction is completed, giving you the option to cancel if needed.

Yes, absolutely. Instant transfers are typically processed within seconds, 24/7, including weekends and public holidays.