Kontist: The Deutsche Bank alternative for busy freelancers
Transparency matters to us. That’s why we’ve put together this overview, comparing our business account with Deutsche Bank’s business account — so you can easily see which option fits you best.
- Comprehensive comparison of Kontist and Deutsche Bank
- Find the best solution for your business
Banking: Kontist vs Deutsche Bank
Who offers the best banking solutions?
Kontist | Deutsche Bank | |
---|---|---|
Free bank account | ||
German IBAN | ||
Overdraft facility | Yes (not available for GmbH/UG/GbR-Konten) | Yes (must be individually negotiated with bank) |
Bank statements | ||
Subaccounts | 3 with Start, 5 with Plus | First free, €6,00 /month per addition subaccount |
Free SEPA credit transfers and direct debits | 5 to 100/month | €0.35 per transaction |
Visa Business Debit Card | Virtual and physical | Virtual and physical |
Automatic tax calculation | ||
Apple Pay & Google Pay | ||
Authorization via biometrics | ||
Standing orders | ||
Batch transfers | ||
Mobile Apps (iOS & Android) | ||
Web app | ||
Real-time notifications |
Bookkeeping & Taxes: Comparison
Find the best integrated accounting solution.
Kontist | Deutsche Bank | |
---|---|---|
Invoicing tool | ||
Receipt scanning tool | ||
Transfer of VAT to the tax office | available for Plus | |
AI-supported bookkeeping | available for Plus | |
Manually add external transactions | available for Plus | |
Business assets handling | available for Plus | |
Integration with external bookkeeping tools | ||
Business evaluation (Betriebswirtschaftliche Auswertung) | available for Plus |
Export: Kontist vs Deutsche Bank
Which solution offers better export functions?
Kontist | Deutsche Bank | |
---|---|---|
CSV Export | ||
MT940 Datev export | from Start | |
Export of business evaluation | available for Plus | |
DATEV format export incl. documents | available for Plus |
Customer support comparison
Find the banking solution that truly listens to your needs.
Kontist | Deutsche Bank | |
---|---|---|
Chat & E-Mail | ||
Blog & help center articles | ||
Phone support | ||
In-person support |
Practical tools make the difference
Both Kontist and Deutsche Bank offer the basic elements of business banking, such as a German IBAN and the ability to send and receive payments. But Kontist has integrated a variety of tools and features that support users with bookkeeping and their taxes. That means more time for your clients.
Key Features of the Kontist Business Account
The Kontist business account helps you to keep track of transactions, your cash flow and your tax liability.
Overdraft facility
Avoid the stress of unexpected expenses. Set up an overdraft facility of between €500 and €3,000 directly in your Kontist app.
Real-time tax estimate
For each transaction, Kontist calculates the income and sales tax that’s due. This way, you always see what you have left at the end of the day after taxes.
Auto-categorization
Your business account learns along with you, because categories you change will automatically be applied to similar transactions in the future.
Notes and receipt scan
For each transaction, you can upload the appropriate receipt and add your own notes, which will be displayed during export.
Easy account switching service
With our account switching service, your switch to Kontist is straightforward, free of charge and done online.
Google Pay & Apple Pay
Use contactless payment with your Kontist Visa card and manage everything directly in the app.
10,000s of freelancers trust in Kontist
"I feel very well taken care of and can wholeheartedly recommend Kontist."
"The best thing about Kontist is that I can see immediately after each transaction how much is left for me and how much goes to the tax office. This saves me from nasty surprises when I file my tax return".