The Holvi alternative: Find out what makes Kontist different.
Make your choice an informed one. See how Kontist compares to Holvi — and understand why one might be a better fit for you.
- Comprehensive comparison of Kontist and Holvi
- Find the best solution for your business
Banking: Kontist vs Holvi
Who offers the best banking solutions?
Kontist | Holvi | |
---|---|---|
Free bank account | ||
German IBAN | ||
Overdraft facility | Yes (not available for GmbH/UG/GbR accounts) | |
Bank statements | ||
Sub-accounts | from Premium | |
Free SEPA credit transfers and direct debits | 10 for Free and Premium, unlimited for Bookkeeping | |
Visa Business Debit Card | Virtual for Free, virtual and physical for Premium and Bookkeeping | Virtual and physical |
Automatic calculation of income tax | ||
Automatic calculation of VAT | ||
Apple Pay & Google Pay | ||
Authorization via biometrics | ||
Standing orders | ||
Batch transfers | ||
Mobile Apps (iOS & Android) | ||
Web app | ||
Real-time notifications |
Bookkeeping & Taxes: Comparison
Find the best integrated accounting solution.
Kontist | Holvi | |
---|---|---|
Invoicing tool | Pro & Pro+ | |
Receipt scanning tool | ||
Transfer of VAT to the tax office | available for Bookkeeping | |
AI-supported bookkeeping | available for Bookkeeping | |
Manually add external transactions | available for Bookkeeping | |
Business assets handling | available for Bookkeeping | |
Integration with external bookkeeping tools | from Premium | |
Business evaluation (Betriebswirtschaftliche Auswertung) | available for Bookkeeping |
Export: Kontist vs Holvi
Which solution offers better export functions?
Kontist | Holvi | |
---|---|---|
CSV export | ||
MT940 Datev export | from Premium | |
Export of business evaluation | available for Bookkeeping | |
DATEV format export incl. documents | available for Bookkeeping |
Customer support comparison
Find the banking solution that truly listens to your needs.
Kontist | Holvi | |
---|---|---|
Chat & E-Mail | ||
Blog & help center articles | ||
Phone support |
Automated tax calculations.
Real financial clarity.
Real financial clarity.
Holvi and Kontist both offer digital business accounts tailored to freelancers, but Kontist stands out with its deep integration of tax features specifically designed for the German market. While Holvi supports general bookkeeping and invoice tools, Kontist goes further by automatically calculating income and VAT taxes in real time, setting aside the correct amounts in dedicated sub-accounts, and even submitting VAT returns directly to the tax office.
Key Features of the Kontist Pro Bank Account
The Kontist business account helps you to keep track of transactions, your cash flow and your tax liability.
Overdraft facility
Avoid the stress of unexpected expenses. Set up an overdraft facility of between €500 and €3,000 directly in your Kontist app.
Real-time tax estimate
For each transaction, Kontist calculates the income and sales tax that’s due. This way, you always see what you have left at the end of the day after taxes.
Auto-categorization
Your business account learns along with you, because categories you change will automatically be applied to similar transactions in the future.
Notes and receipt scan
For each transaction, you can upload the appropriate receipt and add your own notes, which will be displayed during export.
Easy account switching service
With our account switching service, your switch to Kontist is straightforward, free of charge and done online.
Google Pay & Apple Pay
Use contactless payment with your Kontist Visa card and manage everything directly in the app.
10,000s of freelancers trust in Kontist.
"I feel very well taken care of and can wholeheartedly recommend Kontist".
"The best thing about Kontist is that I can see immediately after each transaction how much is left for me and how much goes to the tax office. This saves me from nasty surprises when I file my tax return".