Upgrade your Business: with Kontist & Visa
Get the new Kontist Visa Business debit card. With more control, more security and more flexibility.
Virtual card
Worldwide acceptance





“I pay the way I want, whenever, wherever. No matter if online, mobile or contactless. Everything can be easily controlled in the app.”
Now with Visa
Maximum benefit, minimal effort
Use your virtual card
Your digital card can be used immediately after opening the account.
Pay contactless, online and mobile
Thanks to more payment options, now also with Apple and Google Pay.
Enjoy full control over transactions
Control your expenses with flexible payment limits, daily or monthly.
Pay simply and safely
Protect yourself with “Smart Agent”. Get prompted to check for fraud when a transaction is rejected and control the contactless payment function in the app.
Made for the self-employed
Your card? Accepted worldwide
Now with Visa: The even better card for freelancers and the self-employed. Kontist and Visa provide you with even more benefits, so that you can fully concentrate on your business.
Easy to use with the app
Banking for the self-employed? State-of-the-art
Activate your digital card in the app
Pay contactless, online and mobile.
Get real-time push notifications
Always know what's going on with your money.
Set withdrawal and payment limits
Easily adjustable in app.
Enjoy new security features
“Smart Agent” enables manual checking of transactions in the app.
Block the card directly in app
Order a new one in case of loss. No need for support.
The all-in-one solution for the self-employed
Bookkeeping, Business Banking und Invoicing Tool – all in one App
In addition to a digital business account with automatic reserves for VAT and Est., a Visa Business debit card and great other features, Kontist accounting is now available in the Kontist app.
The new Kontist Bookkeeping allows you to focus on your business without distractions, while proven accounting experts from Kontist Steuerberatung take care of your financial accounting. Including provision of advance VAT returns, Profit-and-Loss calculation and business analysis. And all this without relinquishing control. For you, this means: more time for what's really important to you.





Join tens of thousands of happy customers
Tens of thousands of freelancers and self-employed people already trust Kontist.

I love Kontist. Since starting my self-employed journey I count on this bank account that does just what I need it to. You can't really make it any easier for a self-employed to organize their finances than Kontist!
Marcel Krippendorf, Shopware Freelancer, LinkedIn

Since I started using Kontist I have a much better overview over my spending, taxes and a clear grasp on my finances!
Laura Friedrich, Graphic Design, Web

Banking so easy – that's how smart banking works. My finances are organized easily, safely and with a clear overview!
Yvonne Gabriel, Expert for Customer Relationships, LinkedIn

Hey @Kontist and @lexoffice! Since I decided to use your apps & tools, accounting has become a lot easier and even fun! Thank you!!
Keno Hellmann, Online Entrepreneur, Designer & Freelance Musician, LinkedIn