Kontist
The digital business account for the self-employed
Keep track of your finances by automatically building reserves for your taxes.
Web App and Mobile App- Apple Pay and Google Pay
- First class customer support
Banking has never been so easy
Everything at a glance
You want to focus on your business instead of juggling your finances. Kontist allows you to conveniently manage your finances - on desktop and smartphone.
SEPA transfers and direct debits
Each customer has 10 free transactions every month. After that 0,15€ (+ VAT) per transaction will be charged.
Real-time tax estimation
For each transaction, Kontist calculates the income and sales tax due and automatically sets aside these reserves in virtual sub-accounts.
Auto-categorization
Your business account learns with you, because categorizations changed by you will be automatically applied to the type of transaction in the future.
Notes and Receipt Scanning
For each transaction you can upload the appropriate receipt and add your own notes, which will be displayed during export.
Security with us and our account-holding partner
Solaris is a german full-service bank licensed by the German Federal Financial Supervisory Authority (BaFin) and the European Central Bank (ECB).
German IBAN
Your money is held in a regulated german bank account.
100.000 € deposit guarantee
Your funds are covered by the european deposit guarantee.
In one place
Your deposits are not invested, moved or lent out.
Security
Multi-level authentication for transactions & biometric login.
Always there for you
24/7 access to your account via the Kontist App.
Live support
Reach us Mon – Fri 9am – 6pm via chat.
All banking services are provided bySolaris
Always by your side
Visa Business Debit Card
Your virtual Kontist Visa card is always available in your Kontist App and allows you to make international payments as well. Kontist Premium and Bookkeeping also include a physical Visa card. In Kontist Free, you can simply add it in the app.
Kontist App
Kontist is designed to save you time and nerves. Open your account in just 9 minutes and start using it immediately. Available on the desktop via the Web App and on the smartphone.
Invoicing Tool
Finally get rid of your old Word invoice template: Your new basic invoice tool is directly integrated with Kontist Banking. Use our invoice tool in Kontist Free, as well as unlimited in Premium and Bookkeeping. Only in the Web App.
Planning certainty for your self-employment
Bridge financial straits with an overdraft
Individual overdraft
Credit line between 500 € and 3.000 €
Save time and paperwork
Simply apply in the Kontist App and receive a response after 30 minutes
Fair interest rate
11% only on the amount used. Due only at the end of the quarter and without additional fees
You are in control
Cancel anytime easily in your Kontist App
One account - many options
Everything for your bookkeeping
Kontist Free
- Apple Pay & Google Pay
- Overdraft
Kontist Premium
Kontist Bookkeeping
Kontist Free
- Apple Pay & Google Pay
- Overdraft
Live Support
Help is never far with the Kontist App from Kontist GmbH. The integrated chat connects you straight to our customer support team who will aid you quickly in all matters.
Hi! Our team at Kontist is here to help you with any questions you might have.
Philipp from Kontist