No, Kontist is not a bank. Kontist is a banking app that offers you a bank account with special features for freelancers. The account-managing bank is Solaris AG Berlin. Kontist is your point of contact for all banking related concerns. As a customer of Kontist prices and terms of Kontist GmbH apply.

A business account that automatically sets aside your taxes

Q: Who can open an account at Kontist?

Kontist is a banking solution for freelancers, small business owners, and sole traders only. If your business is a legal entity (GmbH, UG, GbR, etc.) you can’t open a Kontist account.

Open your mobile business account in 9 minutes

Open account

Why Kontist?

Out of sight, out of mind: Our business account for the self-employed automatically calculates VAT and income tax every time you receive a payment and sets it aside for you. That’s why you always know exactly how much money you can spend.

No more nasty surprises

See at a glance how much money really belongs to you. We automatically set aside your taxes.

Learn more

Your partner

Rely on us. Our business account offers you everything you need to relax and focus on your job.

100 % digital: 24/7 accessible via the mobile or web app

Excellent customer service: Our team is there for you via chat, email or phone.

All classic bank account functions: Transfers, direct debits, standing orders, overdraft facility

German account provider: Deposit protection up to 100,000 Euros, controlled by the financial supervisory authority

Pay however you want: Visa card for offline or online, Apple Pay or Google Pay

Flexible extension: Connect lexoffice, debitoor or Fastbill with Kontist

Integrated invoicing tool: Write invoices quickly and easily

Just as flexible as you: Our plans

Duo

13,00 €

per month plus VAT • 19 euro from the 2nd year • incl. Lexoffice M integration

Functions:

SEPA credit transfers and direct debits
Visa Business Debit Card
Intuitive invoicing tool
Lexoffice M integration

Choose plan

Premium

9,00 €

per month plus VAT

Functions:

SEPA credit transfers and direct debits
Visa Business Debit Card
Intuitive invoicing tool

Choose plan

Free

0,00 € plus VAT

per month

Functions:

SEPA credit transfers and direct debits
Virtual Visa Business Debit Card
Intuitive invoicing tool

Choose plan

Compare all functions

Our customers

Thousands of self-employed people use the Kontist business account

"The Kontist business account combines all important banking functions with a clean and intuitive user interface.”

Sandrino Donnhauser
Photographer

"Kontist offers me a perfect overview of my finances as a self-employed professional. This avoids any nasty surprises.“

Sandra Wenger
Copywriter & Content Manager

How it works

Simple, secure, self-explanatory: 

see how easy your banking works with Kontist

FAQ

Frequently asked questions

Happy to answer

How do I open a Kontist account?

Opening your Kontist account is easy and takes you only 9 minutes!

You can open your account on our website or download the Kontist app for iOS or Android and register there.

Enter your personal data.
Have your valid ID or passport ready and make a video call for verification with our partner IDnow.
Choose your preferred version of Kontist.

Done!

Who can open an account at Kontist?

Is Kontist a bank?

Show all questions

The account that thinks ahead

Kontist calculates your taxes in real time and directs the amounts to sub-accounts

Open business account