Flexible Business Loans for Freelancers and Small Businesses
When things get tight financially, we’re there for you. With your Kontist account, you can apply quickly and easily for a business loan.*
- Loan amount of up to €50,000
- Interest rates starting at 9%
- Approval and payout within 48 hours
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Keep your business on track
Whether you’re short on funds, want to make an investment, or can’t wait to pay your suppliers, we offer you an important tool for financial planning security: a simple, paperwork-free business loan from our partner Froda. So good ideas don’t have to wait and your business stays ready.
Partners in providing support
Froda is a regulated credit institution in Sweden with state deposit protection. The company works to give small and medium-sized businesses the same opportunities to grow by making financing available on the best possible terms. As partners, Kontist users can take advantage of their attractive loan services without ever leaving the app.
Our business loans at a glance:
You can borrow between €500 and €50,000
Repayment period 4 to 18 months
Weekly payments with early payments possible
Interest rates starting at 9%
The more you use Kontist, the better your conditions.
Who can apply for a business loan from Kontist?
Freelancers and companies who have had an account with Kontist for at least six months can apply for a business loan – regardless of plan. After applying, Froda makes the final decision about whether the loan is available, how much can be borrowed and what the conditions will be.
Get your business loan in four simple steps
1. Apply for your loan
You can apply for a loan anytime, quickly and easily in your Kontist app.
2. Receive a loan offer
After submitting your application, you can expect an offer within seconds.
3. Confirm & get paid out
Once you and Froda confirm the offer, the money will be paid out to you the next day.
4. Repayment
You can pay the money back over 4 - 18 months, depending on your individual loan conditions.
Frequently Asked Questions
What are my repayment options?
What if I’m having trouble making payments?
Can I take out more than one loan at a time?
Do I need to give a reason for my loan?
Which plan suits you best?
Kontist Free
- SEPA instant transfers
- Real-time tax estimation
- Business account with German IBAN
- 5 SEPA transfers & direct debits
Kontist Start
Kontist Plus
Kontist Free
- SEPA instant transfers
- Real-time tax estimation
- Business account with German IBAN
- 5 SEPA transfers & direct debits