Terms and Conditions for the Referral Program

1. Prerequisites for participation

Both persons, i.e. the Referrer and the Referred Person, must be at least 18 years old and both persons must be a resident in countries where Kontist is present. Participants must be natural persons. The advertiser and the recruiter must be different people at all times.

The following requirements apply to receive a referral bonus:

The Referrer shares a specific link provided by Kontist (the “referral link”). In principle, the Referrer may not use the referral link for commercial activities and in particular not for or in connection with paid advertising, social media or other promotions.
If you are interested in commercial use, please contact: support@kontist.com.
The Referrer must spend at least €100 with their virtual or physical card. Cash withdrawals do not apply.
A person who receives the link (the “Referred Person”) opens an account through the Kontist app by clicking on the referral link.
Once the account was successfully opened and all necessary information is provided, the Referrer will receive €150 credited to their account as a thank you.
The Referrer must be able to submit the following documents on request: proof of self-employment (e.g. business license, tax certificate) and proof of address.
Otherwise, Kontist reserves the right to cancel the crediting of the bonus to the Referrer's account.

Kontist's referral program may not be made the main subject of the Referrer's commercial activity.
The use of the referral link provided by Kontist for commercial activities is not permitted. The Kontist customer is prohibited from carrying out paid promotions such as online advertising or through third parties for their personal referral link. This includes the public dissemination of the link on blogs, YouTube, Facebook or other social media platforms that aim to collect rewards; the sending of messages to people who do not know the Referrer, or the use of automated systems to disseminate the referral link. If you are interested in a commercial affiliate program, please contact: support@kontist.com.

In the event of successful promotion of a new customer and fulfilment of the above requirements, the Referrer will receive the bonus promised within the framework of the referral program. Kontist independently decides on the acceptance of a contract offer with a solicited party. A claim to the referral bonus does not arise if Kontist refuses to conclude a contract with the recommended new customer – for any reason. Changes to the referral bonus that take place after successful referral of a new customer to Kontist have no influence on the bonus amount and only apply for the future.
The remuneration claim is only due when all conditions for successful advertising of these conditions of participation have been met.
The payment of the referral bonus is generally made by crediting the Referrer's account, unless otherwise agreed within the framework of the referral program.
Kontist may suspend, waive or change the terms and conditions for referrals contained in the Terms and Conditions at any time with effect for the future for any reason. In the event of a breach of these Terms and Conditions, Kontist may reverse and/or reclaim any bonus previously granted.