New
The most powerful banking tool for freelancers
Empowering independent workers with a fresh take on business banking in Germany.
Open account
Empowering independent workers with a fresh take on business banking in Germany.
Open account
No need to stress - you save time and money with the first automated free business bank account with tax calcuation, automated bookkeeping and an expense management minded Mastercard.
With our mobile banking app you can open a business bank account in under 10 minutes, and do your banking anywhere, anytime. Transaction notifications ensure you never miss an account update. Paper, frown and hassle free.
Your business account comes with a German IBAN and deposit insurance. It has all the standard things like your balance, a transaction list and the ability to send and receive money. The account makes it easy to separate your private from your business finances, simplifying your bookkeeping.
With Kontist, you get an overview of what you owe for taxes and how much disposable monthly net income is left. The account automatically sets aside your income tax and value-added tax on revenues and stores them in virtual sub-accounts, to ensure you're never surprised by a tax payment.
Open account
Income with VAT
Income Tax
- 262,00 €
Value Added Tax
- 166,00 €
610,00 €
Yours
Your Mastercard is linked directly to your business account. In addition to cashless payment, it helps you get an overview of your business purchases. Any card payment you make will be automatically saved in your account, and you will be prompted to categorize it. The system is constantly learning, so that automatic categorization will possible in the future.
Kontist integrates with your accounting system to save you time and give you more control of your cash flow. It’s easy to connect your bookkeeping tool with Kontist in just a few clicks. Kontist imports your bank transactions directly into your accounting records. Expenditure is recorded immediately. In addition, Kontist automatically matches incoming payments with your invoices, and sets aside the right tax amount.
Find out more
Don't just take it from us! Here is the latest on Kontist from Twitter, where you'll hear feedback and news straight from our customers, partners, and competition. Join the conversation and tweet @kontist.
Dieses Zusammenspiel: @Kontist und @debitoor_de. Ein Traum 😍👌🏻!!! Ihr schenkt mir wertvolle Zeit, Danke.
Daniel Vierich, Twitter
Wahnsinn! Überweisung von @Kontist zu @n26 in einer Stunde erledigt! #fintech #modernbanking
Christian Wenzel, Twitter
Ich weiß, wir leben in der dunkelsten Timeline. Aber ich hab gerade ein Geschäftskonto eingerichtet. Per App. In meinem Pyjama. @Kontist
Christian Steiner, Twitter
Gewinner “FinTech des Jahres”-Award: @bilendoapp , @n26 , @Kontist @figoAPI Details hier… Herzlichen Glückwunsch
Dirk Elsner, Twitter
When transmitted, your financial and user data is encrypted and sent using SSL. All in-app transactions are secured by two-factor authentication.
Your assets are secured by the European Deposit Guarantee Fund in case of insolvency up to € 100,000. This is the standard for all European credit institutions.
Kontist accounts are held by solarisBank AG, which is regulated by The Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.
We believe freelancers deserve to have a financal life that is as uncomplicated as that of an employee. In an effort to bring this vision to life, we've gathered a team of experienced freelancers from the whole of Germany, Europe and the U.S., who care about the same issues, to develop a better way for freelancers to manage their money.
