Kontist Complete is the ideal 3-in-1 solution comprising banking, bookkeeping and business tax returns for the self-employed and freelancers! With this package, you not only get access to a smart bank account, but also benefit from the exclusive advantages of bookkeeping and business tax returns. So that you no longer have to deal with paperwork, the profit and loss statement (Einnahmen-Überschussrechnung - EÜR), VAT return (Umsatzsteuererklärung) and trade tax return (Gewerbesteuererklärung) are created with minimal effort.

Currently, we can only offer you Kontist Complete if you are a freelancer, self-employed or sole trader (no legal forms, such as AG, GbR, GmbH, KG, Ltd., OHG, or UG).

The following features are currently not supported by Kontist Complete:

• Investment deduction and special depreciation according to sec. 7g EStG.
• Multiple self-employment with more than one business tax number.
• Taxation with VAT based on agreed remuneration.
• Separate and uniform declarations of assessment.
• Double-entry bookkeeping / preparation of a balance sheet.
• More than 100 sales of physical goods per month.
• Sale of goods outside Germany.
• Loss that can be carried forward for trade tax purposes.
• Cash book for cash income*.

* You can add cash income to your Kontist account for VAT purposes, but a cash book must be kept externally.

Yes, you can only use Kontist Complete if you open a business bank account. We gladly offer you Premium banking.

For technical questions, you can always contact our support.

Unfortunately, we can't provide you with tax advice as part of Kontist Complete.

The notice period is one month. The termination must be made in written form.